Grafton & the Clarence Valley0434 558 206
Grafton Tree Service

Insurance-related tree work

If tree damage may involve an insurance claim, start with your insurer’s instructions. We can discuss a quote for the tree work you need; approval and payment are determined by your policy and insurer.

Illustration of recording tree damage for an insurance enquiry

What to provide

Describe the damage, the property and the work requested. Have your claim reference and insurer’s written requirements ready when discussing the job. Avoid sending policy or financial documents through the enquiry form.

Quotes and reports

A tree-work quote and a formal arborist report serve different purposes. Confirm any required photos, itemisation or report scope separately, including the author’s qualifications and fees.

Approval before booking

Check who authorises the work, any spending limits and whether the insurer needs to inspect first. Do not assume that removal, stump grinding or preventative work will be covered.

Work and payment

Agree site access, the work boundary, debris handling and who is responsible for payment. Direct insurer billing or an insurer relationship is not assumed.

Practical questions

Will insurance pay?

Coverage, exclusions, excesses and reimbursement depend on the policy and insurer. We do not guarantee claim approval.

Can I request a formal report?

Yes, you can enquire. Confirm availability, the author’s credentials, scope and fee before booking.

Tell us what your trees need.

Start with a conversation about the work and your property.